Update On My Next Credit Card Application Cycle

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I supplement earning points and miles through credit card sign up promotions. As I approach my application cycle, mentioned a few weeks ago, I’ve narrowed down my options to just three cards and have ruled out one that I previously considered.

I started by reviewing my aspiration award goals and then reviewing available bonuses that match my goals. For my next credit card applications I’m looking to continue to build United and American Airlines mile balances with an added focus to have flexible miles and points where possible. Below are the three options I’m honing in on and the one that I have ruled out.

Ruled Out Delta Offer For 55,000 Delta Sky Miles

American Express mailed me with a Delta Gold Business card offer for 55,000 miles. While the 55,000 Delta SkyMiles offer was attractive, the $10,000 spend requirement made me rule this one out.

  • Earn 25,000 Delta miles miles after first purchase
  • Earn 30,000 Delta miles after you spend $10,000 on card within first 6 months
  • Bonus miles do not count towards Medallion status
  • Two miles per dollar spent on Delta tickets
  • One mile per dollar on other spend

Will Apply For Continental OnePass Plus Card For 60,000 Miles (expired)

Since the Continental card will go away very soon this is a great way for me to rack up an additional 50,000 United miles. I’ll earn the Continental miles through this card and then the miles will transfer to my united account once the two accounts are merged.

  • Apply for the OnePass Plus card by February 15, 2012
  • number received in mail offer
  • Earn 50,000 Continental miles after first purchase
  • Earn 10,000 bonus miles when you spend $25,000 on card in a calendar year
  • Two miles per dollar spent on Continental / United tickets
  • One mile per dollar on other spend
  • Two United Club passes each year
  • Free first checked bag for you and companion

Will Apply For AA Citi Platinum Select Visa For 50,000 Miles (expired)

The Citi Platinum Select Visa added an additional 50,000 miles to my American Airlines account. I already have the business card so I don’t think I will qualify for the sign up bonus with the business card. The current Citi® Platinum Select® / AAdvantage® Visa Signature® Card offers 30,000 mile bonus.

Will Apply For The Chase Ink Bold 50,000 Ultimate Rewards Offer

The Ink Bold offer will add 50,000 points to my already bursting Ultimate Rewards account. The thing I like about this program is that I’ll be able to transfer these points to British Airways if I want to take advantage of great one way coach awards like I described in this post.

Total Potential Miles & Points

__50,000 Continental Miles

+_50,000 American Airlines Miles

+_50,000 Chase Ultimate Rewards Points (good for a number of transfer partners)

=_150,000 Total Points and Miles

*Points, Miles and Martinis will receive a referral fee for successful Chase Ink Bold applications and the $2,500 spend AA card option through the links in this post. All deals mentioned are ones that I considered applying for myself.


Editorial Note: Opinions, analyses, reviews or suggestions expressed on this site are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

About The Weekly Flyer

The Weekly Flyer writes about travel from a business traveler perspective. He travels the world every week accumulating points and miles along the way. Feel free to reach me at theweeklyflyer@gmail.com

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Comments

  1. Aren’t the OnePass Plus and Explorer cards effectively the same thing? There was fine print in one of the recent application T&Cs that stated something to the effect of after August 2011 (or thereabouts) those who apply for the OPP card will not be able to receive an additional bonus for the Explorer card. Also, all the OPP cardholders will eventually be mailed new Explorer cards. Is there a reason you’re signing up for the OnePass card and not the new Explorer?

  2. Why aren’t you going for the 2 Citi AA cards? This way, you could get 100,000 AA points. If you only apply for the Visa, you cannot apply for the AMEX later as you are not longer a “first time cardholder”.

    If the spend is an issue, do not apply for the Chase Ink Bold until the next cycle.

  3. Hi Scottrick – I’m not aware of a 60k explorer card. If you are please share the link.

    Hi Katherine – I already have the Business card. Spend is not an issue until it gets in the 10’s of thousand range like the Delta card.

  4. The 60K Explorer card is a targeted offer and not publicly available. Essentially (if targeted) one can get the 50K points quickly, but the additional 10K points take a decent amount of spend.

  5. dealswelike is correct. It’s a difference of 10K miles for extra spend. If you want the miles, that’s a decent reason for your decision. I just wasn’t sure if your plan was to try to get both cards at some point. I think the opportunity to churn double-dip on the OnePass and Explorer cards has passed. Some of us who got the OnePass card in early 2011 may have better luck, but I have not yet tried to apply for the Explorer card or heard of others who have tried.

  6. I believe now if you apply for the Continental card, you won’t be eligible for the bonus on the United card any more…this was according to Rick (Frugal Travel Guy). Those Continental card will also probably be converted to United cards this year. However, you’re not doing too badly by any measure with 60,000 bonus miles.

  7. Two of these are Chase cards. It was my understanding that you should apply for one Chase card at a time, and wait at least a month (better six) between Chase card applications. Is this still the case?

  8. You can apply for the AA Visa and the AA Amex on the same day. That way, you earn 100,000 miles, instead of 50,000. There are posts on FT and millionmilesecrets wrote a post about the application process

  9. I have more questions than answers.

    I too will probably apply for the Ink card. I love Ultimate Rewards.

    As for the united/CO cards, I thought word on the street was to wait and see if there’s going to be a great new offer down the pike?

    my problem is that I hardly have any cards from citibank (except some dead mastercards I don’t use and the AA Amex, which I’ll probably cancel). I am citigold and most of my money is there (which means I’d easily be approved for more cards). on the other hand, I don’t bank at Chase, but have about 4 cards from there, and not sure how many more they’ll give me.
    so, if my plan for 2012 includes at least 2 new chase cards (and I’ll probably cancel the BA card, unless they give me free dues) – not sure how much flexibility I’ll have.

    (has anyone ever set up a banking relationship with a bank just to take more advantage of their credit cards?)

    on the good side, I have excellent credit rating..

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