My April Credit Card Strategy + Win $100 For Sharing Yours?


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Given the rumors around the impending changes on May 1st, I’m refining my card applications for the coming weeks. There appears to be limited time to signup for bonus offers which I’ve received millions of miles and points from in the past. You might be in a similar boat. So we are also giving a chance to win a $100 American Express Gift Card by sharing the card you’d be most likely to apply for by May 1st, 2014.

How To Enter For Chance At $100 Gift Card

To enter for your chance to win a $100 gift card, simply enter through on of the following methods below:

  • Tweet @Weeklyflyer #PMM100Giveaway + {Name Of Card You’d Apply For}
  • Leave a comment in this post with the name of the card and the reason why you’d apply for it
    • I’d apply for the SPG Amex because I can transfer points to Airline miles and get a 25% bonus

We’ll randomly select one lucky winner on Thursday who will receive the $100 gift card.

Potential Changes Coming May 1st

According to unsubstantiated rumors, a certain credit card provider may implement changes on May 1st, that prevents card members from receiving the signup bonus on cards they’ve already had.

This is both discouraging and encouraging at the same time. Encouraging because there is still a few weeks left to apply for, get approved, and received the signup bonus on cards I’ve already had in the past. Discouraging, because it will likely be the last time for a while, to receive the signup bonus offer if the reports are true. So here’s what I’m considering doing…

 

Strategy – Focus On Cards Previously Held

My focus will be on cards I’ve held in the past, and as a result, received the signup bonus offers on. This means the heavy hitting American Express Membership Rewards cards like the Platinum Card from American Express, American Express® Premier Rewards Gold Card, Blue Sky from American Express® could be a good strategy.

Hotel Cards #1 Focus

In particular, I’m focused on both the:

I’ve had both of these cards in the past, so with the potential new rule, I theoretically wouldn’t receive the bonus again.

But also the Airline cards like the Delta Reserve Card from American Express, Platinum Delta SkyMiles® Credit Card from American Express, Gold Delta SkyMiles® Credit Card from American Express.

I’ll defer to a later date the cash back card offers like the TrueEarnings® Card from Costco and American Express, SimplyCash® Business Card from American Express, Blue Cash Everyday® Card from American Express, Blue Cash Preferred® Card from American Express because their benefit is mainly in holding the card, at which I can downgrade to at a later date from the cards I have in my wallet currently.

But then there are my business cards. I’m fortunate enough to have several businesses, but if the new rules apply to business cards as well, I’ll have to give consideration to the The Business Platinum Card® from American Express OPEN, Business Green Rewards Card from American Express OPEN (would do Gold over this one), Gold Delta SkyMiles® Business Credit Card from American Express,

 

Bottom Line

If the impending changes on May 1st come true, card members may not receive bonuses on cards they’ve had in the past. So I’ve you’ve had a particular card in the past and received the bonus offer, now may be a really good time to consider picking up another card before getting another bonus offer on the card is prohibited.

So there you have it, that’s what I’m thinking about for May. How about you? What are your considerations?

Related Card Offers

 

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Editorial Note: Opinions, analyses, reviews or suggestions expressed on this site are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This post was accurate at the time of posting, offer may be unavailable on this site at a later time. For details on current offers visit the card issuer’s site.

About The Weekly Flyer

The Weekly Flyer writes about travel from a business traveler perspective. He travels the world every week accumulating points and miles along the way.

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