Did you know that in a very user-friendly advancement Amex has given you (consumer cardholders) access to your FICO Score for free? If you are interested, you can log into your American Express account to see if your credit cards give you access to your FICO Score. If you do, what you will see is the FICO® Score 8 based on data from Experian which is the credit score that the issuer uses to manage cardmember accounts.
NEW Amex: Free FICO Scores For Cardmembers
Here How
- Log in to your Amex account
- Look to the bottom right of the screen for ‘Useful Links’
- Click on My Free FICO Score
Your credit score summarizes information on your credit report into a single number that lenders can use to quickly assess your credit risk. Your FICO® Score is a three-digit number calculated from the information on your credit report that falls within a 300-850 range. Your Experian credit report is used to calculate the score displayed above; as information on your credit report changes so will your credit score.
FICO® Disclaimer
The FICO® Score we provide is the FICO® Score 8 based on data from Experian and may be different from other credit scores. FICO® Scores and educational content are delivered only to Primary card members who get a monthly statement and have an available score. This information is intended only for the Primary card members own review purposes. American Express and other lenders may use different inputs like a FICO® Score, other credit scores and more information in credit decisions. Because it is continuously updated, your FICO® Score may not reflect the most current data on your credit report. This benefit may change or end in the future.
American Express and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. American Express and Fair Isaac do not provide “credit repair” services or assistance regarding “rebuilding” or “improving” your credit record, credit history, or credit rating.
FICOÂ is a registered trademark of Fair Isaac Corporation in the United States and other countries.
Cards that should give you access to your free FICO score: (But, not limited to)Â Personal American Express eligible card options include:
- Gold Delta SkyMiles® Credit Card from American Express:
- The Amex EveryDay Credit Card from American Express:
- The Amex EveryDay Preferred Credit Card from American Express:
- Starwood Preferred Guest® Credit Card from American Express:
- Premier Rewards Gold Card from American Express:
- Platinum Card® from American Express:
- Blue Cash Everyday® Card from American Express:
- Blue Cash Preferred® Card from American Express:
Bottom Line
This is a really cool new feature from Amex. Having access to your FICO score can help you build and keep your credit, apply for appropriate credit cards and keep track of any potential problems such as identity theft. I am a fan of Amex and this move is definitely in the positive column for me! Check your account today to see how healthy your score looks!
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About The Weekly Flyer
The Weekly Flyer writes about travel from a business traveler perspective. He travels the world every week accumulating points and miles along the way.
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