Amex SimplyCash 3% Cash Back Category


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The SimplyCash® Plus Business Credit Card from American Express is one card that I carry because it offers a generous 5% cash back on office supply stores as well as 3% cash back on a category of your choice giving the consumer a lot of flexibility in what they value most. You can change the 3% category once per year between December 1 and January 31. Now is your chance if you didn’t like the category you chose last year, to pick a different one that you might spend more on this year. If you don’t change it by January 31, it will remain the same.

Amex SimplyCash 3% Cash Back Category

Earn Cash Back

If you carry the card, you know that one of the best features of the SimplyCash® Plus Business Credit Card from American Express is that you earn 5% cash back at US office supply stores (and U.S. wireless telephone services.)  You can purchase gift cards at Office Supply stores like Staples for other retailers like Amazon, Southwest, Starbucks and more and earn 5%!

  • 5% cash back at U.S. office supply stores
  • 5% cash back on wireless telephone services purchased directly from U.S. service providers
  • 3% cash back on the category of your choice from a list of select categories
  • 1% cash back on other purchases

There is also no annual membership fee which makes the cash back percentages on this card pretty generous.

Remember you don’t have to be an incorporated business to open up a business card. If you are a sole proprietor just enter your Social Security number in the TAX ID field.

You have until January 31, 2018 to choose your 3% category or change it if you already have the SimplyCash® Plus Business Credit Card from American Express and want to change it from what you had last year.

3% cash back on the category of your choice

The choices for the 3% category include either:

  • airfare purchased from airlines,
  • hotel rooms purchased from hotels,
  • car rentals purchased from select car rental companies,
  • U.S. gas stations,
  • U.S. restaurants,
  • U.S. purchases for advertising in select media,
  • U.S. purchases for shipping
  • US computer hardware, software, and cloud computing purchases made directly from select providers

Be sure to pick the category that you spend the most on to maximize this.

Bottom Line

You have until January 31, 2018 to choose your 3% category or change it if you already have the SimplyCash® Plus Business Credit Card from American Express and want to change it from what you had last year. If you don’t have this card, I definitely think that it is a good one to consider. Of course you will get access to money saving Amex Offers for You as well!

Editorial Note: Opinions, analyses, reviews or suggestions expressed on this site are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This post was accurate at the time of posting, offer may be unavailable on this site at a later time. For details on current offers visit the card issuer’s site.

About The Weekly Flyer

The Weekly Flyer writes about travel from a business traveler perspective. He travels the world every week accumulating points and miles along the way.

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