Starwood American Express vs. SPG Business Credit Card

This post may contain affiliate links from our advertising partners, such as American Express. Read my Advertiser Disclosure policy here. Some of the offers below may have expired or are unavailable on our site at this time. Terms Apply to Offers. Offers for the Blue Cash Everyday® Card from American Express, Amex EveryDay® Preferred Credit Card from American Express, Starwood Preferred Guest® Credit Card from American Express, Platinum Delta SkyMiles® Credit Card from American Express, and Delta Reserve® Credit Card from American Express are not available through this site. All information has been independently collected by PMM and has not been reviewed or provided by the card issuer.

Starwood Preferred Guest is one of my top hotel chains these days, due to their expansive list of properties, as well as the incredible benefits for SPG Platinum members including suite upgrades and now complimentary breakfast.

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When it comes to Starwood, they offer two co-branded credit cards. There is the Starwood Preferred Guest Credit Card from American Express as well as the Starwood Preferred Guest Business Credit Card from American Express. Those who are looking to earn Starwood Platinum Status, which requires 50 nights or 25 stays a year, may want to consider these cards, since you earn elite-qualifying nights with both of these cards.

The great thing is that you can actually double-dip and earn 10 nights/4 stays for SPG Platinum status if you have both the personal Starwood Preferred Guest Credit Card from American Express as well as the Starwood Preferred Guest Business Credit Card from American Express giving you 20% of the required nights you already need to earn the status, if you choose to qualify by nights.

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Starwood Preferred Guest® Credit Card from American Express

 

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Starwood Preferred Guest Business Credit Card from American Express

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Bottom Line

Both the  Starwood Preferred Guest Credit Card from American Express as well as the Starwood Preferred Guest Business Credit Card from American Express are great cards. The Business version of the card offers Sheraton Club access, which is an added benefit. Both offer great SPG earning power, no foreign transaction fees, and the ability to earn elite qualifying nights and stays.

Which SPG credit card do you have in your wallet?

The Platinum Card® from American Express Editorial Note: Opinions, analyses, reviews or suggestions expressed on this site are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. This post was accurate at the time of posting, offer may be unavailable on this site at a later time. For details on current offers visit the card issuer’s site.
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Comments

  1. With the impending merger with Marriott (which is supposed to close this year?) and the potential SPG program being rolled into Marriott Rewards, what would be the impact on these cards? I have been a SPG personal Amex cardholder for a few years (with no SPG status) but looking into getting the SPG Business Amex for the sake of lounge access. Let me know if you have any advice. Grazie!

  2. There is an accidental error here. It appears you might have copied the details for the regular SPG personal card a second time into the Business Card section after the first bullet there. Key point is that the Business Card, while requiring $5k rather than $3k to earn the bonus miles, actually comes with a significant advantage: free club floor access (not available for the personal card).

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