The current Delta Check Card offers 5,000 bonus miles after your first purchase and leaves a little left to be desired. It comes with bonus miles but in addition, it hits you up with a $75 annual fee making the miles cost about $0.015 per mile if you take in to account the $75 annual fee.

Earlier this year there was a limited offer for 10,000 miles but that is expired and it appears only the 5,000 offer is out there currently.

Delta Debit Card From SunTrust

• Signup for the SunTrust Check Card and make your first purchase

Promotion Details

• Earn Faster: Earn one mile for every dollar you spend on everyday purchases and two miles for every dollar spent on direct Delta purchases, including tickets, in-flight purchases and Delta Sky Club memberships. You can redeem your miles for Award Travel to more than 450 destinations worldwide.
• Zero Liability:100% protection against unauthorized purchases
• Satisfaction Guarantee: Receive a refund, up to $250, in the event you are dissatisfied with your item within 60 days of purchase and the store will not accept the item for return
• Extended Warranty: Doubles original manufacturer’s warranty for up to one year
• MasterCard Marketplace™: Facebook application that features money-saving offers on clothing, accessories, dining and much more
• MasterCard SecureCode: Helps prevent unauthorized purchases by requiring a unique password for check card purchases online at participating merchants

Terms And Conditions

The Delta SkyMiles World Check Card is available on Signature Advantage Banking, Solid Choice Banking, SunTrust at Work Solid Choice Banking and Balanced Banking accounts. The Delta SkyMiles Business Check Card is available on all business checking accounts except Primary Business Checking. The annual fee is $75 for the Delta SkyMiles World Check Card and $120 for the Delta SkyMiles Business Check Card. The Delta SkyMiles World Check Card earns 1 mile per $1 in PIN Point of Sale and signature-based purchases and 2 miles per $1 in direct Delta purchases. The Delta SkyMiles Business Check Card earns 1 mile per $2 in PIN Point of Sale and signature-based purchases and 1 mile per $1 in direct Delta purchases.
Qualified Purchases: Only PIN Point of Sale and signature-based purchases (including small dollar purchases that do not require a signature), Internet purchases, phone or mail order purchases or automatic bill payments qualify for mileage earnings. Cash advances, cash portion of a PIN POS sale with cash back, ATM transactions, payments for stored-value cards, wire transfers, money transfers, money orders, cashier checks, quasi cash, traveler’s cheques, purchase of monetary instruments or a PIN POS/signature transaction that contains either in whole or part of one or more of the previously excluded transaction types do not qualify.
The one-time enrollment bonus is 5,000 miles for the Delta SkyMiles World Check Card and the Delta SkyMiles Business Check Card. The one-time enrollment bonus will be awarded after the first PIN Point of Sale or signature-based purchase is made within the first 90 days of opening the check card. Please allow 6-8 weeks for enrollment bonus miles to be credited to your Delta SkyMiles account after the qualifying purchase is made. Enrollment bonus miles are only available to new Delta SkyMiles World and Business Check Card customers and cannot be combined with any other enrollment offer. Enrollment and all bonus miles are only applicable once per client/checking account and SkyMiles number. The SunTrust personal or business checking account must also be open and in good standing at the time the enrollment bonus miles are awarded. SunTrust and Delta reserve the right to revoke miles in the event it is determined that the terms of the program have been breached by the cardholder. Award Travel seats are limited and may not be available on all flights or in all markets. Taxes and fees for Award Travel are the responsibility of the passenger and must be paid at the time the ticket is booked. All SkyMiles program rules apply. The Delta SkyMiles Check Cards are issued by SunTrust Banks, Inc. and are available in AL, AR, FL, GA, MD, MS, NC, SC, TN, VA, WV and Washington D.C. Certain restrictions apply. See the Guide to Benefits that will accompany your new card for details. ©2013 Delta Air Lines, Inc.

Zero Liability protection does not apply to ATM transactions or to PIN transactions not processed by MasterCard, or certain commercial card transactions. You must notify us promptly of any unauthorized use.

MasterCard MarketPlace™ Program is available to U.S. debit cardholders. Registration required. Certain restrictions apply. Participating merchants and offers are subject to change. Purchases do not qualify if made through a PIN-based transaction.

Bottom Line

I would not recommend signing up for the check card with the current bonus offer.